🎯Turning 65? Your Step-by-Step Medicare Enrollment Checklist for Las Vegas Seniors
🎉 Welcome to 65 — Now Let’s Talk Medicare
If you're approaching your 65th birthday in Las Vegas, first off — congratulations! Reaching this milestone opens the door to a major life benefit: Medicare eligibility. But like many seniors, you might be feeling overwhelmed by all the parts, plans, and penalties.
This checklist is made just for Las Vegas seniors turning 65. We’ll walk you through:
- When to sign up
- What each part of Medicare means
- Your plan options
- How to avoid costly mistakes
- Who to call if you want free, local help
📅 Step 1: Know Your Medicare Enrollment Window
You can sign up for Medicare during a 7-month window:
- 3 months before your 65th birthday
- Your birthday month
- 3 months after your birthday
Example: If you turn 65 in July, your window runs from April to October.
Tip for Las Vegas locals: Don’t wait until your birthday month! Some plans require extra processing time.
🧩 Step 2: Understand the Parts of Medicare
Part
What It Covers
Part A
Hospital insurance (inpatient care, skilled nursing, hospice)
Part B
Medical insurance (doctor visits, outpatient care)
Part C
Medicare Advantage plans (bundled alternatives to A & B)
Part D
Prescription drug coverage
Pro Tip: Most people get Part A for free but pay a premium for Part B. In 2025, this is around $174.70/month (estimate).
🔎 Step 3: Choose Your Coverage Path
When you're turning 65 in Las Vegas, you generally have two main options:
✅ Option 1: Original Medicare (Parts A & B) + Supplement (Medigap) + Part D
- Freedom to see any doctor who accepts Medicare
- Add a Medigap plan for co-pays/deductibles
- Add Part D for prescriptions
- Flexible, but usually higher premiums
✅ Option 2: Medicare Advantage (Part C)
- Combines Parts A, B, and often D
- May include dental, vision, gym memberships
- Limited to provider networks
- Often lower or $0 premiums in Las Vegas
Still unsure? A Medicare broker like Senior Benefits Advantage LLC can help you compare Las Vegas-area plans and choose the best fit.
💸 Step 4: Avoid Costly Mistakes
- Late Enrollment Penalties: Lifetime penalties for delaying Part B or Part D.
- Wrong Plan Choice: Could leave you without needed coverage.
- Overlooking Local Plans: Some Las Vegas plans have unique benefits.
📍 Step 5: Work with a Local Medicare Expert
There are 50+ Medicare Advantage plans in Clark County alone. Here’s where John Wu at Senior Benefits Advantage LLC can help.
As a licensed Medicare insurance broker in Las Vegas, John provides:
- Free, no-pressure consultations
- Personalized plan comparisons
- Help avoiding penalties
- Year-round support
📞 Call now: (725) 777-0552
🌐 Book a meeting with John online to get your questions answered.
🧾 Recap: Your Medicare Enrollment Checklist at 65
- ✅ Know your 7-month enrollment period
- ✅ Understand the 4 parts of Medicare
- ✅ Compare Original Medicare vs. Advantage
- ✅ Enroll on time to avoid penalties
- ✅ Get local help from a licensed expert
💬 Ready to Enroll or Have Questions?
Whether you're confident or confused, don't go it alone. At Senior Benefits Advantage LLC, we’ve helped hundreds of Las Vegas seniors make the right Medicare choices — and we can help you too.
📞 Call now: (725) 777-0552
🌐 Book a meeting with John online to get your questions answered.
